Smarter Commercial Property Finance Starts Here
Commercial property finance requires a more considered and strategic approach than standard lending. Whether you’re acquiring a warehouse, retail premises, office space, or specialised assets such as childcare or medical centres, how your loan is structured can have a significant impact on cash flow and long-term investment performance. For many clients, these decisions form part of a broader business or portfolio strategy.
At Captiva Finance, we work closely with investors, developers, and business owners to understand the full context behind each transaction. This may involve funding an acquisition, refinancing existing assets, or structuring finance to support a development or capital raise. The focus extends beyond simply securing funding — it’s about aligning the facility with your investment objectives, risk profile, and future direction.
We recognise that commercial transactions often involve multiple moving parts — from lease structures and tenant considerations through to staged funding requirements for developments. With a practical, solutions-focused approach, we help navigate this complexity and deliver outcomes that support both your immediate goals and long-term portfolio growth.

Commercial Property
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Property Development
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Development finance is about more than delivery — it’s about maintaining momentum. From acquisition through to sell-down, how your funding is structured directly impacts cash flow, equity release, and your ability to move on the next opportunity.
Where completed stock remains unsold, the right structure keeps your capital working and your pipeline moving.

Asset-Backed Lending
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Watkins Smart Investments (Australia) Pty Ltd trading as Captiva Finance (543459) and Glenn Watkins (543460) are Credit Representatives of National Lending Group Pty Ltd Australian Credit Licence (412778)