Commercial Property
At Captiva Finance, we work with investors and business owners to acquire commercial assets and unlock new growth opportunities.

Smarter Commercial Property Finance Starts Here

Commercial property finance requires a more considered and strategic approach than standard lending. Whether you’re acquiring a warehouse, retail premises, office space, or specialised assets such as childcare or medical centres, how your loan is structured can have a significant impact on cash flow and long-term investment performance. For many clients, these decisions form part of a broader business or portfolio strategy.

At Captiva Finance, we work closely with investors, developers, and business owners to understand the full context behind each transaction. This may involve funding an acquisition, refinancing existing assets, or structuring finance to support a development or capital raise. The focus extends beyond simply securing funding — it’s about aligning the facility with your investment objectives, risk profile, and future direction.

We recognise that commercial transactions often involve multiple moving parts — from lease structures and tenant considerations through to staged funding requirements for developments. With a practical, solutions-focused approach, we help navigate this complexity and deliver outcomes that support both your immediate goals and long-term portfolio growth.

Commercial Property

read more
Purchase or refinance business-use properties such as warehouses, shopfronts, offices, medical suites, childcare centres, and commercially zoned land.

Property Development

read more

Development finance is about more than delivery — it’s about maintaining momentum. From acquisition through to sell-down, how your funding is structured directly impacts cash flow, equity release, and your ability to move on the next opportunity.

Where completed stock remains unsold, the right structure keeps your capital working and your pipeline moving.

Asset-Backed Lending

read more
Designed for situations where traditional income-based servicing isn’t suitable, but there is strong asset backing. It allows you to leverage existing property or capital on a short-term basis to fund opportunities, manage timing gaps, or support strategic transactions.

Let's Get Started

Book an obligation free consultation.

Finance Calculators

Calculate your borrowing / refinancing capacity.

Get in Touch

Please reach out if you have any questions.

Testimonials

Have a look what others are saying about Captiva Finance.

Watkins Smart Investments (Australia) Pty Ltd trading as Captiva Finance (543459) and Glenn Watkins (543460) are Credit Representatives of National Lending Group Pty Ltd Australian Credit Licence (412778)