Profitable but Always Short?
A Small Business Guide to Cash Flow and Working Capital.
Commercial Property in 2026
What Business Owners and Investors Need to Know.
RBA Lifts Cash Rate to 4.60%: What It Means for Your Mortgage
For many households and business owners, this rate rise is the moment the cumulative weight of rising rates really starts to be felt.
Payday Super: Is Your Business Ready?
Payday Super means employers are now required to pay employees’ superannuation much closer to each pay day.
Tax Debt is No Longer Deductible
From July 1, 2025, businesses with outstanding tax debt will no longer be able to claim the ATO’s General Interest Charge (GIC) as a tax deduction.
What is Lenders Mortgage Insurance (LMI) and How Can You Avoid It?
Lenders Mortgage Insurance is a one-off fee that lenders charge borrowers who take out a home loan with a deposit of less than 20%.
Financing mistakes to avoid when you buy a new car
If you’re thinking of buying a car, here are some great tips to make sure you achieve fair terms for your finance.
Demystifying Home Loan Jargon: Offset Accounts vs Redraw Explained
An offset account allows you to use your savings to reduce your loan balance while still accessing your cash anytime.
The Advantages of Using a Mortgage Broker
A Mortgage Broker acts as an intermediary between you and potential lenders to help you find the best home loan for your needs.
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Watkins Smart Investments (Australia) Pty Ltd trading as Captiva Finance (543459) and Glenn Watkins (543460) are Credit Representatives of National Lending Group Pty Ltd Australian Credit Licence (412778)